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Are You Ready to Buy a Home?

Okay, it’s one of the biggest decisions of your life, so when do you know if you’re ready?

Homeownership readiness can come at any age … there are young twenty-somethings that took the plunge, and there are empty-nesters that buy after the kids are gone. The right time for you could be now, or anywhere in-between now and retirement.

Homeownership isn’t just about affordability (although that’s helpful). It’s about responsibility. When you own your home, you are responsible for the mortgage, the taxes, the insurance, the repairs, maintenance and upgrades. If the toilet overflows, it’s up to you do call the plumber or learn to fix it yourself. When the leaves fall … you get to rake them up. No more calling the landlord, property manager or maintenance staff. Just because you CAN buy a home is not the strongest indicator that you should.

Here are some things to think about before you jump in:

Well … are you ready?

If you’ve addressed each of these issues and know you have them covered, you may well be ready to buy. If you’re ready—we can help! If you’re close to ready, we can give you some pointers.

Become a homeowner with Anderson White & Associates. 619.840.3400.

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